Sophisticated Tax Strategy, Defense & Wealth Preservation
With more than 37 years of tax experience — including service as an IRS Agent — Elliot Ratner brings a rare, dual-sided perspective to every engagement. Each practice area reflects the same standard of technical rigor and direct, principal-level attention.
Tax Advisory & Wealth Preservation
Elliot develops tax strategies aligned with your financial and business objectives, with a focus on long-term wealth preservation and tax efficiency — not just this year's return.
Planning happens ahead of the transaction, not after it. That means structuring gifts, trusts, and transfers of ownership while every option is still on the table.
Who We Serve
Core Deliverables & Advisory
Estate & Gift Tax Planning
Structuring lifetime transfers and gifting strategies that minimize exposure while preserving family control.
Trust Taxation
Advising on the formation and ongoing taxation of trusts used for wealth transfer and asset protection.
Succession Planning
Preparing closely held businesses for the next generation without triggering unnecessary tax events.
Business Structuring
Selecting and maintaining the entity structure that best supports your long-term tax position.
Tax Compliance & Technical Leadership
Overseeing sophisticated individual, business, trust, and estate returns, including multi-state and fiduciary matters that a generalist preparer isn't equipped to catch.
Every position is reviewed personally by Elliot before it's filed — not delegated to a junior preparer and signed off at the end.
Who We Serve
Core Deliverables & Advisory
Federal & Multi-State Returns
Coordinating filings across jurisdictions to avoid duplicate taxation and missed nexus obligations.
Partnership & S-Corp Taxation
Technical review of pass-through allocations, basis, and K-1 accuracy before filing.
Fiduciary Taxation
Preparing and reviewing trust and estate returns with an eye toward beneficiary tax outcomes.
Tax Research & Analysis
Resolving ambiguous or high-stakes positions with documented technical support.
Tax Controversy & Resolution
Representing clients before federal and state taxing authorities, with a focus on resolving complex issues and protecting your interests at every stage of an examination.
Elliot spent years inside the IRS before entering private practice — he knows how audits are opened, developed, and closed from the other side of the table.
Who We Serve
Core Deliverables & Advisory
IRS & State Representation
Standing between you and the examining agent, from initial notice through resolution.
Audit & Penalty Mitigation
Building the factual and technical record needed to reduce or eliminate proposed penalties.
Examination Defense
Managing document requests, interviews, and negotiations directly with taxing authorities.
Tax Authority Negotiations
Pursuing settlements, payment arrangements, and resolution paths that protect your position.
The IRS Agent Advantage
Elliot spent years inside the IRS before entering private practice — firsthand knowledge of how audits are opened, developed, and resolved that only a former insider can bring to your defense.
Former IRS Agent representation, not secondhand advice
Audit mitigation and penalty abatement built on real case experience
Direct examination defense from someone who's seen it from inside
Bookkeeping & Financial Reporting
Maintaining clean, current financial records on a cadence that fits your business — monthly, quarterly, semi-annual, or annual.
The goal is an accurate, real-time picture of your financial position, so decisions get made with current numbers instead of a scramble at tax time.
Who We Serve
Core Deliverables & Advisory
Monthly & Quarterly Write-Ups
Keeping your books current on the cadence your business actually needs.
Bank & Account Reconciliations
Catching discrepancies early instead of at year-end close.
Financial Statement Preparation
Producing statements you can actually use for decisions, not just filing.
Cash Flow Analysis
Understanding where cash is going before it becomes a problem.
Facing a complex tax situation or an IRS audit?
Confidential, direct consultation with Elliot Ratner, CPA, MBA.